The purchase had the property rights housing and handles individual housing mortgage loan, the mortgage has not yet paid off, and has not handled the housing common reserve fund month by month automatically to repay. The staff in different purchases the housing, its purchases the housing not to be situated and the spouse works or the household register locus in staff (not including Fujian Province), do not withdraw the housing common reserve fund to repay. 

     1. pays the bank counter the applicant to the housing common reserve fund to receive "Xiamen Housing Common reserve fund To draw out/Shift Request form";

     2. after filling out a form, verifies after the unit and stamps;

     3. carries the related material goes through the verification formalities to the pine and cypress building city land resources and the real estate administrative bureau comprehension service hall or a Tongan District auspicious even west road national territory real estate building building common reserve fund window;

     4. depends on the verification agreement extraction to pay the bank outlets the material, the ID card to the housing common reserve fund to handle the account transfer to repay the procedure. 

     1. "Xiamen Housing Common reserve fund Draws out/Shift Request form" (unit checking and covers official seal or financial special-purpose chapter);

     2. the applicant ID card original part and the copy (entrust other people charge d'affaires, still needs to provide agent's ID card original part and copy);

     3. the Loan company writing up loan information proved that (wrote plainly buys homes the person, the lender name and the ID card number, makes loans essential factors and so on month, loan type, loan account number and loan remaining sum. Proves the same month effectively).

     4. repayment local commercial character housing mortgage loan or the different housing mortgage loan, still needs to provide the mortgage loan agreement original part. The staff repays outside the province the housing mortgage loan, outside should provide the staff either the spouse saves the job site common reserve fund center writing up housing common reserve fund to pay outside the proof or the province the job site work safeguards the work proof which or the household register proof original part and the copy the Department responsible for the work writes up. If the staff withdraws the housing common reserve fund is unable to change over to borrower's loan account directly, must change over to its repayments generation of buckle account, besides provides the above 1st, 2, 4 item of materials, but should also provide the last year repayments specifications which Loan company writing up stamps (extraction time to surpass one year, provides corresponding time section correspondence repayments specification

     1. withdraws the spouse housing common reserve fund, must provide the husbands and wives to relate the proof original part and the copy (for example: The marriage certificate either the husbands and wives or the husbands and wives who writes up in the residents' committee relate the proof in the identical indoors' resident resident register). The borrower and the spouse second time and hereafter handles withdraws housing common reserve fund repayment identical set of housing, the identical loan account number mortgage yearly, cannot provide the husbands and wives to relate the proof again.

     2. the application withdraws the housing common reserve fund to repay yearly, should after the provide loan next year (hereafter every year) corresponding month or the month handles, every year one time. The staff housing common reserve fund balance of account surpassed the loan remaining sum to settle account the loan ahead of time, the unmanageable principle repaid the month and the number of times limit. After the

     3. the mortgage with pays the housing common reserve fund in the Xiamen Construction Bank's staff, after common reserve fund center verification permits the extraction to repay, entrusts Construction Bank by the common reserve fund center to transfer automatically, the staff may not handle the account transfer to the bank to repay the procedure.

     4. the extraction housing common reserve fund must first use in repaying this city housing common reserve fund loan.

     Sixth, consults the telephone: 5104492 5109508 7579050 (with peaceful, fly in circles peacefully)

     Xiamen housing common reserve fund administrative center website: www.xmgjj.gov.cn